Individual Insurance means an insurance product that is provided to, or to be provided to, an individual and is of one of the following types:
- motor vehicle insurance product;
- home building insurance product;
- home contents insurance product;
- sickness and accident insurance product;
- life insurance product;
- travel insurance product;
- personal and domestic property insurance product as per the relevant Regulations.
Home Insurance provides cover against unforeseen incidents such as natural calamities (storms, floods, landslides), man made disasters such as (burglary, riots, theft etc.) Be it your own house, rented one, an apartment or a luxury mansion, this insurance policy will provide cover for any kind of loss or damage.
Super Top Up Insurance
Super top-up plan provides additional insurance coverage after the medical costs exceed the threshold limit. While the top-up plan considers the threshold limit/deductible for every claim, the super top-up plan covers claims when the overall claims during the policy period are above the threshold limit.
Travel insurance is a type of insurance that covers the costs and losses associated with traveling. It protect you from any financial losses while you are travelling, in India or abroad. It covers medical expenses including COVID - 19 coverage, flight delays, baggage loss, passport loss etc. that you may face during your trip.
Critical Illness Insurance
Critical illness insurance covers serious and long-term illnesses that require an expensive medical treatment. This type of health insurance especially covers life-threatening diseases or serious illness that demands prolonged treatment or constant adjustment in the current living patterns of an individual.
Senior Citizen Health Insurance
Older people are more prone to certain diseases and health conditions as compared to younger people. The treatment of old age-related health problems is not only expensive but also long-term.
Motor insurance (also known as vehicle / car / auto insurance) is an insurance purchased for bikes, cars, trucks, buses and other road vehicles. Its primary objective is to provide protection against physical damage resulting from traffic collisions and against liability that could also arise there-from.
Term Life Insurance
Term Life Insurance offers financial coverage to the policyholder against the fixed amount of premiums for a specific term. If insured dies during the policy term, a death benefit is paid to the insured's family.
Health insurance is not a new term in today’s world. Above this, the global pandemic has also knocked on our door to secure ourselves from unwanted situations. This is where healthcare insurance comes into play.