It is quite common to store your Adhaar or PAN card etc on cloud or in your phone, which makes it vulnerable to Cyber theft and attacks in multiple forms. The worst part is you would realise you have been attacked only after it is done. No signs, no warnings! Scary, right? Relax! Our Cyber Theft Scanner tool enables you to check if your data is breached or stolen.
In today’s digital era, we can’t live without the internet, be it online working or online shopping, which makes us vulnerable to all sorts of cyber-attacks like card frauds, Adhaar or PAN card stealing, Fast tag fraud etc. These attacks are quite severe in nature and can rob your entire life savings in a single click. Protect your finances with the best Cyber Insurance plan through Raghnall.
Cyber Insurance covers your money stolen from bank accounts, credit or debit cards, or digital wallets arising from digital frauds such as phishing, spoofing, or unauthorized access of your personal information.
All the losses arising when you shop online on fraudulent websites by mistake - that display certain products but deliver fake ones - are covered in the policy.
This includes the costs of removing unpleasant or off-putting content posted against you by cyber-bullies, legal costs against the doers, psychological consultation and online reputation restoration costs for you.
Cyber insurance covers your financial losses, credit monitoring costs, and legal costs which arise from stealing and misusing your legal documents like Adhaar or PAN card on the internet by an unknown third party.
Cyber Insurance protects you from any third-party claims which arise from any privacy breach or copyright infringement from your social media posts.
Heard of viruses attacking your phone or laptop and rendering it unusable? Cyber Insurance ensures indemnity for recovering any lost data which may have resulted due to malware attacks on your devices.
Cyber Insurance covers your financial losses and legal costs that happen due to online hacking of your devices and systems.
Be it your laptop or your mobile, any theft or loss of money occurred due to malware attacks is protected under the digital devices’ protection. The personal data stored on your devices tends to be sensitive in nature, be it your card details, your passwords or even personal information. Cyber insurance covers the cost of removing the malware or replacing the damaged hardware.
It is crucial to keep the software updated at all times, otherwise, it will give the cybercriminals an opportunity to access your devices and corrupt it from within.
There are several ways of data breaches. Putting your firewall protection over your data can stop any attacks made by any cybercriminal which may pose a threat to you.
It is always recommended to keep different passwords for different logins. This helps in preventing multiple accounts from getting hacked simultaneously.
Cyber insurance provides cover against loss due to cyber frauds. The increased use of the internet among the Indian population has brought an increase in the amount of personal data being generated, transmitted and stored on various devices. With Cyber Insurance, one can protect self and family members against financial risks due to Identity theft, Unauthorized Online Transactions, Cyberbullying, Cyber extortion etc.
Cyber fraud is the crime committed via a computer with the intent to corrupt another individual’s personal and financial information stored online. It generally covers cybercrime activity that takes place over the internet or on email, including crimes like identity theft, phishing, and other hacking activities designed to scam people out of money.
Some of the major types of Cyber Fraud attacks are:
Any person aged 18 years and above can buy this policy. You may also include your underage children as a part of the family cover.
Yes, Individuals above 18 years can buy this policy.
The policy period is 1 year (annual policy)
Cyber Insurance provides a wide array of coverage to cater to all kinds of cyber risks that you may face in the digital world. Some of the major coverages are mentioned below:
You can make your own plan (depending on the insurance company) in the following steps:
The range of Sum Insured available under the policy is from 10k to 5 crores, depending on the insurance company selected by you. However, this is subject to underwriting guidelines. Please get in touch with the insurer for further information
You may opt for Sum Insured on the following basis:
No. There are no deductibles under the policy
No. There is no waiting period applicable.
You will be eligible to claim for all the cybercrimes that you have been a victim of, provided that you have selected the relevant covers/sections, subject to the chosen Sum Insured.
Yes. You can extend the cover to a maximum of 4 family members (including the Proposer).
Yes. You may appoint your own lawyer for the legal proceedings, post consultation with the insurer.
There is no restriction on the number of devices that will be covered.
You can prevent cyber-attacks by remembering these 5 quick, easy steps:
You can purchase this policy from our company website. The purchasing process is completely digital and there is no additional documentation required to purchase this policy.
Yes. You may cancel the policy after taking it. You will be eligible for a refund of premium as per the insurer’s refund guidelines.
Yes, Cyber Insurance covers financial loss incurred due to phishing.
No, no-claim bonus is not applicable to Cyber Insurance Policy.
Cyber insurance policies help cover the financial losses that result from cyber events and incidents. In addition, it also helps with the costs associated with remediation, including payment for legal assistance, investigators, IT experts, and counselling costs.
Some of the major benefits of buying this policy are:
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