It is undeniable that the Internet has transformed how the world works. Online shopping has become increasingly popular over the past decade, and even more so during the pandemic. Many people prefer to buy the products or commodities that they are looking for online, over traditional methods of shopping. You can compare prices among different websites while sitting in the comfort of your home, and have the item delivered right to your doorstep. Online shopping today is primarily concerned with security. Due to the extreme consequences that can potentially result from cyber attacks, cyber insurance is the ultimate saviour for all Internet users - including online shoppers.
A number of cyber threats await you on the Internet, including malware attacks, phishing scams, and online harassment. It doesn't have to be a concern, since Raghnall's ‘Individual Cyber Insurance’ is the first integrated platform of its kind in India. It helps to empower people with the ability to assess personal data theft or breach risks and also buy insurance at the same time. Raghnall offers the best personal cyber insurance solutions from top companies such as ICICI Lombard, HDFC Ergo, SBI General, and Bajaj Allianz.
Detailed Safety Tips to Keep In Mind While Shopping Online
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Update your software
The security of phones and laptops improves everytime you update your software. You must make sure that the systems you use are secure.The software update can be a time-taking process but it enables better protection against all the latest forms of cyber attacks.
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Buy a personal cyber insurance policy
To make online shopping safe, you can buy a personal cyber insurance policy. These policies are very beneficial in providing security from the financial repercussions of cyber risks like cyber theft, cyber extortion, and misuse of financial and personal information.
Know the trend: As per a recent report by PricewaterhouseCoopers Private Limited (PwC) India 57% of all fraud incidents in India were 'platform' fraud, a novel form of economic crime that involves fraudulent activities associated with social media, e-commerce, enterprise and finTech platforms.
Source: The Hindu
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Before shopping online, check the site security
Make sure you verify that the site you are on is legitimate and secure, before entering any personal or financial information. As a leading insurance broker and risk advisor in India, Raghnall has everything you need for your safety while shopping online, since we offer excellent personal insurance solutions along with the added benefit of a Theft Scanner risk assessment tool.
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Generate strong passwords
When generating online accounts on e-commerce websites, make sure that you use strong passwords in addition to two-factor authentication. Strong passwords are the best form of online security that will help you to keep your information private while you indulge in shopping. It is therefore very important to create a strong password so that your account cannot be accessed by anyone.
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Beware of links
Don’t get tempted by any random offer while shopping; it’s vital to do research about it. There have been rising instances of fake offers and holiday gifts and bonuses, those are used to lure you and gain access to your sensitive financial information. Try to ignore these types of links and shop only from secure sites.
Indulge in your favourite activities and purchase your favourite products without being scared of scams! Preventing a scam is always better than dealing with it in the aftermath, so it is wise to take certain simple steps if you want to avoid one later on. Here at Raghnall, our experts ensure you have every base covered when looking for the best possible solutions in personal cyber insurance , business insurance, risk management, claim assistance, and more.
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